Can A Physical Therapist Afford Rent in Annapolis, MD?

Comfortably affordable — rent takes 26.7% of gross income.

Annapolis rent: June 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Annapolis median rent
$2,398/mo
Physical Therapist salary (Maryland)
$107,687/yr
Rent as % of income
26.7%
Gross monthly income works out to about $8,974, and the 30% rule supports up to $2,692/mo in rent. Annapolis's median rent of $2,398 leaves roughly $294/mo of headroom under that threshold. A physical therapist works roughly 46.3 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Maryland cities have lower median rent than Annapolis, which improves the affordability math on a physical therapist salary:

Pasadena, MD
$2,396/mo (26.7% of income)
Waldorf, MD
$2,396/mo (26.7% of income)
Hanover, MD
$2,393/mo (26.7% of income)

Compare with full rent data for Annapolis

View full rent data for Annapolis, MD

Frequently asked questions

Can a physical therapist afford rent in Annapolis, MD?

Median rent in Annapolis is $2,398 a month. A typical physical therapist in Maryland earns about $107,687 a year, which makes that rent 26.7% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Annapolis?

Using the 30% rule, a physical therapist salary in Maryland (~$107,687/yr) supports up to $2,692 a month in rent. Annapolis's current median rent is $2,398/mo, which leaves a $294/mo buffer.

How many hours does a physical therapist work to cover rent in Annapolis?

At an hourly equivalent of about $52 an hour, a physical therapist in Maryland works roughly 46.3 hours a month to cover Annapolis's median rent of $2,398.

Where is rent cheaper than Annapolis for a physical therapist?

Nearby Maryland cities with lower median rent include Pasadena ($2,396/mo), Waldorf ($2,396/mo), Hanover ($2,393/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Annapolis, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.