Can A Physical Therapist Afford Rent in Havre de Grace, MD?

Comfortably affordable — rent takes 20.3% of gross income.

Havre de Grace rent: May 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Havre de Grace median rent
$1,818/mo
Physical Therapist salary (Maryland)
$107,687/yr
Rent as % of income
20.3%
Gross monthly income works out to about $8,974, and the 30% rule supports up to $2,692/mo in rent. Havre de Grace's median rent of $1,818 leaves roughly $874/mo of headroom under that threshold. A physical therapist works roughly 35.1 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Maryland cities have lower median rent than Havre de Grace, which improves the affordability math on a physical therapist salary:

Middle River, MD
$1,817/mo (20.2% of income)
Elkton, MD
$1,816/mo (20.2% of income)
Towson, MD
$1,815/mo (20.2% of income)

Compare with full rent data for Havre de Grace

View full rent data for Havre de Grace, MD

Frequently asked questions

Can a physical therapist afford rent in Havre de Grace, MD?

Median rent in Havre de Grace is $1,818 a month. A typical physical therapist in Maryland earns about $107,687 a year, which makes that rent 20.3% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Havre de Grace?

Using the 30% rule, a physical therapist salary in Maryland (~$107,687/yr) supports up to $2,692 a month in rent. Havre de Grace's current median rent is $1,818/mo, which leaves a $874/mo buffer.

How many hours does a physical therapist work to cover rent in Havre de Grace?

At an hourly equivalent of about $52 an hour, a physical therapist in Maryland works roughly 35.1 hours a month to cover Havre de Grace's median rent of $1,818.

Where is rent cheaper than Havre de Grace for a physical therapist?

Nearby Maryland cities with lower median rent include Middle River ($1,817/mo), Elkton ($1,816/mo), Towson ($1,815/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Havre de Grace, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.