Can A Physical Therapist Afford Rent in Cottage Grove, MN?

Comfortably affordable — rent takes 22.2% of gross income.

Cottage Grove rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

Cottage Grove median rent
$1,916/mo
Physical Therapist salary (Minnesota)
$103,698/yr
Rent as % of income
22.2%
Gross monthly income works out to about $8,642, and the 30% rule supports up to $2,592/mo in rent. Cottage Grove's median rent of $1,916 leaves roughly $676/mo of headroom under that threshold. A physical therapist works roughly 38.4 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Minnesota cities have lower median rent than Cottage Grove, which improves the affordability math on a physical therapist salary:

Lakeville, MN
$1,914/mo (22.1% of income)
Lakeville, MN
$1,912/mo (22.1% of income)
Plymouth, MN
$1,910/mo (22.1% of income)

Compare with full rent data for Cottage Grove

View full rent data for Cottage Grove, MN

Frequently asked questions

Can a physical therapist afford rent in Cottage Grove, MN?

Median rent in Cottage Grove is $1,916 a month. A typical physical therapist in Minnesota earns about $103,698 a year, which makes that rent 22.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Cottage Grove?

Using the 30% rule, a physical therapist salary in Minnesota (~$103,698/yr) supports up to $2,592 a month in rent. Cottage Grove's current median rent is $1,916/mo, which leaves a $676/mo buffer.

How many hours does a physical therapist work to cover rent in Cottage Grove?

At an hourly equivalent of about $50 an hour, a physical therapist in Minnesota works roughly 38.4 hours a month to cover Cottage Grove's median rent of $1,916.

Where is rent cheaper than Cottage Grove for a physical therapist?

Nearby Minnesota cities with lower median rent include Lakeville ($1,914/mo), Lakeville ($1,912/mo), Plymouth ($1,910/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cottage Grove, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.