Can A Physical Therapist Afford Rent in Northfield, MN?

Comfortably affordable — rent takes 19% of gross income.

Northfield rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

Northfield median rent
$1,640/mo
Physical Therapist salary (Minnesota)
$103,698/yr
Rent as % of income
19%
Gross monthly income works out to about $8,642, and the 30% rule supports up to $2,592/mo in rent. Northfield's median rent of $1,640 leaves roughly $952/mo of headroom under that threshold. A physical therapist works roughly 32.9 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Minnesota cities have lower median rent than Northfield, which improves the affordability math on a physical therapist salary:

White Bear Lake, MN
$1,639/mo (19% of income)
Oakdale, MN
$1,639/mo (19% of income)
White Bear Lake, MN
$1,639/mo (19% of income)

Compare with full rent data for Northfield

View full rent data for Northfield, MN

Frequently asked questions

Can a physical therapist afford rent in Northfield, MN?

Median rent in Northfield is $1,640 a month. A typical physical therapist in Minnesota earns about $103,698 a year, which makes that rent 19% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Northfield?

Using the 30% rule, a physical therapist salary in Minnesota (~$103,698/yr) supports up to $2,592 a month in rent. Northfield's current median rent is $1,640/mo, which leaves a $952/mo buffer.

How many hours does a physical therapist work to cover rent in Northfield?

At an hourly equivalent of about $50 an hour, a physical therapist in Minnesota works roughly 32.9 hours a month to cover Northfield's median rent of $1,640.

Where is rent cheaper than Northfield for a physical therapist?

Nearby Minnesota cities with lower median rent include White Bear Lake ($1,639/mo), Oakdale ($1,639/mo), White Bear Lake ($1,639/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Northfield, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.