Can A Physical Therapist Afford Rent in Bismarck, ND?

Comfortably affordable — rent takes 17% of gross income.

Bismarck rent: June 2026. Salary: BLS OEWS May 2024 (North Dakota state estimate).

Bismarck median rent
$1,372/mo
Physical Therapist salary (North Dakota)
$96,719/yr
Rent as % of income
17%
Gross monthly income works out to about $8,060, and the 30% rule supports up to $2,418/mo in rent. Bismarck's median rent of $1,372 leaves roughly $1,046/mo of headroom under that threshold. A physical therapist works roughly 29.5 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These North Dakota cities have lower median rent than Bismarck, which improves the affordability math on a physical therapist salary:

Williston, ND
$1,353/mo (16.8% of income)
West Fargo, ND
$1,350/mo (16.7% of income)
West Fargo, ND
$1,336/mo (16.6% of income)

Compare with full rent data for Bismarck

View full rent data for Bismarck, ND

Frequently asked questions

Can a physical therapist afford rent in Bismarck, ND?

Median rent in Bismarck is $1,372 a month. A typical physical therapist in North Dakota earns about $96,719 a year, which makes that rent 17% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Bismarck?

Using the 30% rule, a physical therapist salary in North Dakota (~$96,719/yr) supports up to $2,418 a month in rent. Bismarck's current median rent is $1,372/mo, which leaves a $1,046/mo buffer.

How many hours does a physical therapist work to cover rent in Bismarck?

At an hourly equivalent of about $46 an hour, a physical therapist in North Dakota works roughly 29.5 hours a month to cover Bismarck's median rent of $1,372.

Where is rent cheaper than Bismarck for a physical therapist?

Nearby North Dakota cities with lower median rent include Williston ($1,353/mo), West Fargo ($1,350/mo), West Fargo ($1,336/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived North Dakota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Bismarck, ND. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.