Can A Physical Therapist Afford Rent in Fargo, ND?

Comfortably affordable — rent takes 13.5% of gross income.

Fargo rent: June 2026. Salary: BLS OEWS May 2024 (North Dakota state estimate).

Fargo median rent
$1,088/mo
Physical Therapist salary (North Dakota)
$96,719/yr
Rent as % of income
13.5%
Gross monthly income works out to about $8,060, and the 30% rule supports up to $2,418/mo in rent. Fargo's median rent of $1,088 leaves roughly $1,330/mo of headroom under that threshold. A physical therapist works roughly 23.4 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These North Dakota cities have lower median rent than Fargo, which improves the affordability math on a physical therapist salary:

Minot, ND
$1,086/mo (13.5% of income)
Mandan, ND
$1,074/mo (13.3% of income)
Mandan, ND
$1,060/mo (13.2% of income)

Compare with full rent data for Fargo

View full rent data for Fargo, ND

Frequently asked questions

Can a physical therapist afford rent in Fargo, ND?

Median rent in Fargo is $1,088 a month. A typical physical therapist in North Dakota earns about $96,719 a year, which makes that rent 13.5% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Fargo?

Using the 30% rule, a physical therapist salary in North Dakota (~$96,719/yr) supports up to $2,418 a month in rent. Fargo's current median rent is $1,088/mo, which leaves a $1,330/mo buffer.

How many hours does a physical therapist work to cover rent in Fargo?

At an hourly equivalent of about $46 an hour, a physical therapist in North Dakota works roughly 23.4 hours a month to cover Fargo's median rent of $1,088.

Where is rent cheaper than Fargo for a physical therapist?

Nearby North Dakota cities with lower median rent include Minot ($1,086/mo), Mandan ($1,074/mo), Mandan ($1,060/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived North Dakota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Fargo, ND. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.