Can A Physical Therapist Afford Rent in Dover, NJ?

Comfortably affordable — rent takes 25.7% of gross income.

Dover rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Dover median rent
$2,396/mo
Physical Therapist salary (New Jersey)
$111,675/yr
Rent as % of income
25.7%
Gross monthly income works out to about $9,306, and the 30% rule supports up to $2,792/mo in rent. Dover's median rent of $2,396 leaves roughly $396/mo of headroom under that threshold. A physical therapist works roughly 44.6 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These New Jersey cities have lower median rent than Dover, which improves the affordability math on a physical therapist salary:

Carteret, NJ
$2,395/mo (25.7% of income)
Iselin, NJ
$2,395/mo (25.7% of income)
Somerville, NJ
$2,395/mo (25.7% of income)

Compare with full rent data for Dover

View full rent data for Dover, NJ

Frequently asked questions

Can a physical therapist afford rent in Dover, NJ?

Median rent in Dover is $2,396 a month. A typical physical therapist in New Jersey earns about $111,675 a year, which makes that rent 25.7% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Dover?

Using the 30% rule, a physical therapist salary in New Jersey (~$111,675/yr) supports up to $2,792 a month in rent. Dover's current median rent is $2,396/mo, which leaves a $396/mo buffer.

How many hours does a physical therapist work to cover rent in Dover?

At an hourly equivalent of about $54 an hour, a physical therapist in New Jersey works roughly 44.6 hours a month to cover Dover's median rent of $2,396.

Where is rent cheaper than Dover for a physical therapist?

Nearby New Jersey cities with lower median rent include Carteret ($2,395/mo), Iselin ($2,395/mo), Somerville ($2,395/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Dover, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.