Can A Physical Therapist Afford Rent in Passaic, NJ?

Comfortably affordable — rent takes 22.5% of gross income.

Passaic rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Passaic median rent
$2,097/mo
Physical Therapist salary (New Jersey)
$111,675/yr
Rent as % of income
22.5%
Gross monthly income works out to about $9,306, and the 30% rule supports up to $2,792/mo in rent. Passaic's median rent of $2,097 leaves roughly $695/mo of headroom under that threshold. A physical therapist works roughly 39.1 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These New Jersey cities have lower median rent than Passaic, which improves the affordability math on a physical therapist salary:

Plainsboro, NJ
$2,096/mo (22.5% of income)
Hasbrouck Heights, NJ
$2,095/mo (22.5% of income)
Newton, NJ
$2,094/mo (22.5% of income)

Compare with full rent data for Passaic

View full rent data for Passaic, NJ

Frequently asked questions

Can a physical therapist afford rent in Passaic, NJ?

Median rent in Passaic is $2,097 a month. A typical physical therapist in New Jersey earns about $111,675 a year, which makes that rent 22.5% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Passaic?

Using the 30% rule, a physical therapist salary in New Jersey (~$111,675/yr) supports up to $2,792 a month in rent. Passaic's current median rent is $2,097/mo, which leaves a $695/mo buffer.

How many hours does a physical therapist work to cover rent in Passaic?

At an hourly equivalent of about $54 an hour, a physical therapist in New Jersey works roughly 39.1 hours a month to cover Passaic's median rent of $2,097.

Where is rent cheaper than Passaic for a physical therapist?

Nearby New Jersey cities with lower median rent include Plainsboro ($2,096/mo), Hasbrouck Heights ($2,095/mo), Newton ($2,094/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Passaic, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.