Can A Physical Therapist Afford Rent in Somerville, NJ?

Comfortably affordable — rent takes 26.6% of gross income.

Somerville rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Somerville median rent
$2,480/mo
Physical Therapist salary (New Jersey)
$111,675/yr
Rent as % of income
26.6%
Gross monthly income works out to about $9,306, and the 30% rule supports up to $2,792/mo in rent. Somerville's median rent of $2,480 leaves roughly $312/mo of headroom under that threshold. A physical therapist works roughly 46.2 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These New Jersey cities have lower median rent than Somerville, which improves the affordability math on a physical therapist salary:

Linden, NJ
$2,479/mo (26.6% of income)
Linden, NJ
$2,479/mo (26.6% of income)
Matawan, NJ
$2,478/mo (26.6% of income)

Compare with full rent data for Somerville

View full rent data for Somerville, NJ

Frequently asked questions

Can a physical therapist afford rent in Somerville, NJ?

Median rent in Somerville is $2,480 a month. A typical physical therapist in New Jersey earns about $111,675 a year, which makes that rent 26.6% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Somerville?

Using the 30% rule, a physical therapist salary in New Jersey (~$111,675/yr) supports up to $2,792 a month in rent. Somerville's current median rent is $2,480/mo, which leaves a $312/mo buffer.

How many hours does a physical therapist work to cover rent in Somerville?

At an hourly equivalent of about $54 an hour, a physical therapist in New Jersey works roughly 46.2 hours a month to cover Somerville's median rent of $2,480.

Where is rent cheaper than Somerville for a physical therapist?

Nearby New Jersey cities with lower median rent include Linden ($2,479/mo), Linden ($2,479/mo), Matawan ($2,478/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Somerville, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.