Can A Physical Therapist Afford Rent in Rio Rancho, NM?

Comfortably affordable — rent takes 24.8% of gross income.

Rio Rancho rent: June 2026. Salary: BLS OEWS May 2024 (New Mexico state estimate).

Rio Rancho median rent
$1,857/mo
Physical Therapist salary (New Mexico)
$89,739/yr
Rent as % of income
24.8%
Gross monthly income works out to about $7,478, and the 30% rule supports up to $2,243/mo in rent. Rio Rancho's median rent of $1,857 leaves roughly $386/mo of headroom under that threshold. A physical therapist works roughly 43 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These New Mexico cities have lower median rent than Rio Rancho, which improves the affordability math on a physical therapist salary:

Ruidoso, NM
$1,800/mo (24.1% of income)
Los Lunas, NM
$1,795/mo (24% of income)
Los Lunas, NM
$1,745/mo (23.3% of income)

Compare with full rent data for Rio Rancho

View full rent data for Rio Rancho, NM

Frequently asked questions

Can a physical therapist afford rent in Rio Rancho, NM?

Median rent in Rio Rancho is $1,857 a month. A typical physical therapist in New Mexico earns about $89,739 a year, which makes that rent 24.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Rio Rancho?

Using the 30% rule, a physical therapist salary in New Mexico (~$89,739/yr) supports up to $2,243 a month in rent. Rio Rancho's current median rent is $1,857/mo, which leaves a $386/mo buffer.

How many hours does a physical therapist work to cover rent in Rio Rancho?

At an hourly equivalent of about $43 an hour, a physical therapist in New Mexico works roughly 43 hours a month to cover Rio Rancho's median rent of $1,857.

Where is rent cheaper than Rio Rancho for a physical therapist?

Nearby New Mexico cities with lower median rent include Ruidoso ($1,800/mo), Los Lunas ($1,795/mo), Los Lunas ($1,745/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived New Mexico state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Rio Rancho, NM. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.