Can A Physical Therapist Afford Rent in Silver City, NM?

Comfortably affordable — rent takes 19.6% of gross income.

Silver City rent: July 2026. Salary: BLS OEWS May 2024 (New Mexico state estimate).

Silver City median rent
$1,463/mo
Physical Therapist salary (New Mexico)
$89,739/yr
Rent as % of income
19.6%
Gross monthly income works out to about $7,478, and the 30% rule supports up to $2,243/mo in rent. Silver City's median rent of $1,463 leaves roughly $780/mo of headroom under that threshold. A physical therapist works roughly 33.9 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These New Mexico cities have lower median rent than Silver City, which improves the affordability math on a physical therapist salary:

Albuquerque, NM
$1,462/mo (19.6% of income)
Albuquerque, NM
$1,460/mo (19.5% of income)
Albuquerque, NM
$1,460/mo (19.5% of income)

Compare with full rent data for Silver City

View full rent data for Silver City, NM

Frequently asked questions

Can a physical therapist afford rent in Silver City, NM?

Median rent in Silver City is $1,463 a month. A typical physical therapist in New Mexico earns about $89,739 a year, which makes that rent 19.6% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Silver City?

Using the 30% rule, a physical therapist salary in New Mexico (~$89,739/yr) supports up to $2,243 a month in rent. Silver City's current median rent is $1,463/mo, which leaves a $780/mo buffer.

How many hours does a physical therapist work to cover rent in Silver City?

At an hourly equivalent of about $43 an hour, a physical therapist in New Mexico works roughly 33.9 hours a month to cover Silver City's median rent of $1,463.

Where is rent cheaper than Silver City for a physical therapist?

Nearby New Mexico cities with lower median rent include Albuquerque ($1,462/mo), Albuquerque ($1,460/mo), Albuquerque ($1,460/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived New Mexico state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Silver City, NM. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.