Can A Physical Therapist Afford Rent in North Smithfield, RI?

Comfortably affordable — rent takes 26.5% of gross income.

North Smithfield rent: June 2026. Salary: BLS OEWS May 2024 (Rhode Island state estimate).

North Smithfield median rent
$2,293/mo
Physical Therapist salary (Rhode Island)
$103,698/yr
Rent as % of income
26.5%
Gross monthly income works out to about $8,642, and the 30% rule supports up to $2,592/mo in rent. North Smithfield's median rent of $2,293 leaves roughly $299/mo of headroom under that threshold. A physical therapist works roughly 46 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Rhode Island cities have lower median rent than North Smithfield, which improves the affordability math on a physical therapist salary:

Bristol, RI
$2,284/mo (26.4% of income)
Bristol, RI
$2,283/mo (26.4% of income)
Bristol, RI
$2,282/mo (26.4% of income)

Compare with full rent data for North Smithfield

View full rent data for North Smithfield, RI

Frequently asked questions

Can a physical therapist afford rent in North Smithfield, RI?

Median rent in North Smithfield is $2,293 a month. A typical physical therapist in Rhode Island earns about $103,698 a year, which makes that rent 26.5% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in North Smithfield?

Using the 30% rule, a physical therapist salary in Rhode Island (~$103,698/yr) supports up to $2,592 a month in rent. North Smithfield's current median rent is $2,293/mo, which leaves a $299/mo buffer.

How many hours does a physical therapist work to cover rent in North Smithfield?

At an hourly equivalent of about $50 an hour, a physical therapist in Rhode Island works roughly 46 hours a month to cover North Smithfield's median rent of $2,293.

Where is rent cheaper than North Smithfield for a physical therapist?

Nearby Rhode Island cities with lower median rent include Bristol ($2,284/mo), Bristol ($2,283/mo), Bristol ($2,282/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Rhode Island state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for North Smithfield, RI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.