Can A Police Officer Afford Rent in Highlands Ranch, CO?

Stretched but workable — rent takes 39.2% of gross income.

Highlands Ranch rent: June 2026. Salary: BLS OEWS May 2024 (Colorado state estimate).

Highlands Ranch median rent
$2,650/mo
Police Officer salary (Colorado)
$81,134/yr
Rent as % of income
39.2%
Gross monthly income works out to about $6,761, and the 30% rule supports up to $2,028/mo in rent. Highlands Ranch's median rent of $2,650 exceeds that threshold by $622/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 67.9 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Colorado cities have lower median rent than Highlands Ranch, which improves the affordability math on a police officer salary:

Commerce City, CO
$2,641/mo (39.1% of income)
Commerce City, CO
$2,641/mo (39.1% of income)
Louisville, CO
$2,634/mo (39% of income)

Compare with full rent data for Highlands Ranch

View full rent data for Highlands Ranch, CO

Frequently asked questions

Can a police officer afford rent in Highlands Ranch, CO?

Median rent in Highlands Ranch is $2,650 a month. A typical police officer in Colorado earns about $81,134 a year, which makes that rent 39.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Highlands Ranch?

Using the 30% rule, a police officer salary in Colorado (~$81,134/yr) supports up to $2,028 a month in rent. Highlands Ranch's current median rent is $2,650/mo, which is $622/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Highlands Ranch?

At an hourly equivalent of about $39 an hour, a police officer in Colorado works roughly 67.9 hours a month to cover Highlands Ranch's median rent of $2,650.

Where is rent cheaper than Highlands Ranch for a police officer?

Nearby Colorado cities with lower median rent include Commerce City ($2,641/mo), Commerce City ($2,641/mo), Louisville ($2,634/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Colorado state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Highlands Ranch, CO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.