Can A Police Officer Afford Rent in Palatka, FL?

Comfortably affordable — rent takes 23% of gross income.

Palatka rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Palatka median rent
$1,379/mo
Police Officer salary (Florida)
$71,861/yr
Rent as % of income
23%
Gross monthly income works out to about $5,988, and the 30% rule supports up to $1,797/mo in rent. Palatka's median rent of $1,379 leaves roughly $418/mo of headroom under that threshold. A police officer works roughly 39.9 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Florida cities have lower median rent than Palatka, which improves the affordability math on a police officer salary:

Longwood, FL
$1,378/mo (23% of income)
Belleview, FL
$1,375/mo (23% of income)
Century Village, FL
$1,372/mo (22.9% of income)

Compare with full rent data for Palatka

View full rent data for Palatka, FL

Frequently asked questions

Can a police officer afford rent in Palatka, FL?

Median rent in Palatka is $1,379 a month. A typical police officer in Florida earns about $71,861 a year, which makes that rent 23% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Palatka?

Using the 30% rule, a police officer salary in Florida (~$71,861/yr) supports up to $1,797 a month in rent. Palatka's current median rent is $1,379/mo, which leaves a $418/mo buffer.

How many hours does a police officer work to cover rent in Palatka?

At an hourly equivalent of about $35 an hour, a police officer in Florida works roughly 39.9 hours a month to cover Palatka's median rent of $1,379.

Where is rent cheaper than Palatka for a police officer?

Nearby Florida cities with lower median rent include Longwood ($1,378/mo), Belleview ($1,375/mo), Century Village ($1,372/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Palatka, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.