Can A Police Officer Afford Rent in Ames, IA?

Comfortably affordable — rent takes 19% of gross income.

Ames rent: June 2026. Salary: BLS OEWS May 2024 (Iowa state estimate).

Ames median rent
$1,125/mo
Police Officer salary (Iowa)
$71,088/yr
Rent as % of income
19%
Gross monthly income works out to about $5,924, and the 30% rule supports up to $1,777/mo in rent. Ames's median rent of $1,125 leaves roughly $652/mo of headroom under that threshold. A police officer works roughly 32.9 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Iowa cities have lower median rent than Ames, which improves the affordability math on a police officer salary:

Sioux City, IA
$1,123/mo (19% of income)
Des Moines, IA
$1,123/mo (19% of income)
Dubuque, IA
$1,123/mo (19% of income)

Compare with full rent data for Ames

View full rent data for Ames, IA

Frequently asked questions

Can a police officer afford rent in Ames, IA?

Median rent in Ames is $1,125 a month. A typical police officer in Iowa earns about $71,088 a year, which makes that rent 19% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Ames?

Using the 30% rule, a police officer salary in Iowa (~$71,088/yr) supports up to $1,777 a month in rent. Ames's current median rent is $1,125/mo, which leaves a $652/mo buffer.

How many hours does a police officer work to cover rent in Ames?

At an hourly equivalent of about $34 an hour, a police officer in Iowa works roughly 32.9 hours a month to cover Ames's median rent of $1,125.

Where is rent cheaper than Ames for a police officer?

Nearby Iowa cities with lower median rent include Sioux City ($1,123/mo), Des Moines ($1,123/mo), Dubuque ($1,123/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Iowa state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ames, IA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.