Can A Police Officer Afford Rent in Waterloo, IA?
Comfortably affordable — rent takes 15.2% of gross income.
Waterloo rent: June 2026. Salary: BLS OEWS May 2024 (Iowa state estimate).
About rent and a police officer salary
The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.
Cheaper rent nearby
These Iowa cities have lower median rent than Waterloo, which improves the affordability math on a police officer salary:
Compare with full rent data for Waterloo
View full rent data for Waterloo, IA →Frequently asked questions
Can a police officer afford rent in Waterloo, IA?
Median rent in Waterloo is $898 a month. A typical police officer in Iowa earns about $71,088 a year, which makes that rent 15.2% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a police officer afford in Waterloo?
Using the 30% rule, a police officer salary in Iowa (~$71,088/yr) supports up to $1,777 a month in rent. Waterloo's current median rent is $898/mo, which leaves a $879/mo buffer.
How many hours does a police officer work to cover rent in Waterloo?
At an hourly equivalent of about $34 an hour, a police officer in Iowa works roughly 26.3 hours a month to cover Waterloo's median rent of $898.
Where is rent cheaper than Waterloo for a police officer?
Nearby Iowa cities with lower median rent include Cedar Rapids ($897/mo), Marshalltown ($893/mo), Newton ($887/mo). Each shifts the affordability math materially on a police officer salary.