Can A Police Officer Afford Rent in Chatham, IL?

Comfortably affordable — rent takes 25.9% of gross income.

Chatham rent: July 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

Chatham median rent
$1,704/mo
Police Officer salary (Illinois)
$78,815/yr
Rent as % of income
25.9%
Gross monthly income works out to about $6,568, and the 30% rule supports up to $1,970/mo in rent. Chatham's median rent of $1,704 leaves roughly $266/mo of headroom under that threshold. A police officer works roughly 45 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Illinois cities have lower median rent than Chatham, which improves the affordability math on a police officer salary:

Chicago, IL
$1,703/mo (25.9% of income)
Calumet City, IL
$1,702/mo (25.9% of income)
Evanston, IL
$1,701/mo (25.9% of income)

Compare with full rent data for Chatham

View full rent data for Chatham, IL

Frequently asked questions

Can a police officer afford rent in Chatham, IL?

Median rent in Chatham is $1,704 a month. A typical police officer in Illinois earns about $78,815 a year, which makes that rent 25.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Chatham?

Using the 30% rule, a police officer salary in Illinois (~$78,815/yr) supports up to $1,970 a month in rent. Chatham's current median rent is $1,704/mo, which leaves a $266/mo buffer.

How many hours does a police officer work to cover rent in Chatham?

At an hourly equivalent of about $38 an hour, a police officer in Illinois works roughly 45 hours a month to cover Chatham's median rent of $1,704.

Where is rent cheaper than Chatham for a police officer?

Nearby Illinois cities with lower median rent include Chicago ($1,703/mo), Calumet City ($1,702/mo), Evanston ($1,701/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Chatham, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.