Can A Police Officer Afford Rent in Troy, IL?

Comfortably affordable — rent takes 21.7% of gross income.

Troy rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

Troy median rent
$1,425/mo
Police Officer salary (Illinois)
$78,815/yr
Rent as % of income
21.7%
Gross monthly income works out to about $6,568, and the 30% rule supports up to $1,970/mo in rent. Troy's median rent of $1,425 leaves roughly $545/mo of headroom under that threshold. A police officer works roughly 37.6 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Illinois cities have lower median rent than Troy, which improves the affordability math on a police officer salary:

Champaign, IL
$1,424/mo (21.7% of income)
Swansea, IL
$1,424/mo (21.7% of income)
Maywood, IL
$1,424/mo (21.7% of income)

Compare with full rent data for Troy

View full rent data for Troy, IL

Frequently asked questions

Can a police officer afford rent in Troy, IL?

Median rent in Troy is $1,425 a month. A typical police officer in Illinois earns about $78,815 a year, which makes that rent 21.7% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Troy?

Using the 30% rule, a police officer salary in Illinois (~$78,815/yr) supports up to $1,970 a month in rent. Troy's current median rent is $1,425/mo, which leaves a $545/mo buffer.

How many hours does a police officer work to cover rent in Troy?

At an hourly equivalent of about $38 an hour, a police officer in Illinois works roughly 37.6 hours a month to cover Troy's median rent of $1,425.

Where is rent cheaper than Troy for a police officer?

Nearby Illinois cities with lower median rent include Champaign ($1,424/mo), Swansea ($1,424/mo), Maywood ($1,424/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Troy, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.