Rent Affordability for A Police Officer in Kentucky

A typical police officer in Kentucky earns about $67,998 a year, which supports approximately $1,700 a month in rent under the 30% rule. Below, every tracked Kentucky city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 35 of 43 cities tracked stay within the 30% rule; 8 are rent-burdened on this salary.

City↕Median rent↕% of income↑Affordability
Russellville, KY$890/mo15.7%very comfortable
Radcliff, KY$934/mo16.5%very comfortable
Morehead, KY$953/mo16.8%very comfortable
Glasgow, KY$988/mo17.4%very comfortable
Frankfort, KY$989/mo17.5%very comfortable
Bardstown, KY$1,011/mo17.8%very comfortable
Paris, KY$1,023/mo18.1%very comfortable
Hopkinsville, KY$1,035/mo18.3%very comfortable
Corbin, KY$1,098/mo19.4%very comfortable
Richmond, KY$1,109/mo19.6%very comfortable
Murray, KY$1,116/mo19.7%very comfortable
Paducah, KY$1,168/mo20.6%affordable
Bowling Green, KY$1,240/mo21.9%affordable
Oak Grove, KY$1,239/mo21.9%affordable
Owensboro, KY$1,259/mo22.2%affordable
Lawrenceburg, KY$1,284/mo22.7%affordable
Erlanger, KY$1,318/mo23.3%affordable
Louisville, KY$1,330/mo23.5%affordable
Elizabethtown, KY$1,339/mo23.6%affordable
Franklin, KY$1,348/mo23.8%affordable
Fort Thomas, KY$1,386/mo24.5%affordable
Winchester, KY$1,431/mo25.3%affordable
Cold Spring, KY$1,432/mo25.3%affordable
Bellevue, KY$1,445/mo25.5%affordable
Southgate, KY$1,446/mo25.5%affordable
Nicholasville, KY$1,454/mo25.7%affordable
Covington, KY$1,513/mo26.7%affordable
Florence, KY$1,522/mo26.9%affordable
Newport, KY$1,560/mo27.5%affordable
Georgetown, KY$1,581/mo27.9%affordable
Shepherdsville, KY$1,595/mo28.1%affordable
Versailles, KY$1,619/mo28.6%affordable
Lexington, KY$1,631/mo28.8%affordable
Shelbyville, KY$1,639/mo28.9%affordable
Fort Wright, KY$1,659/mo29.3%affordable
Vine Grove, KY$1,780/mo31.4%stretched
Alexandria, KY$1,803/mo31.8%stretched
Hebron, KY$1,803/mo31.8%stretched
La Grange, KY$1,907/mo33.7%stretched
Independence, KY$2,000/mo35.3%stretched
Dayton, KY$2,015/mo35.6%stretched
Burlington, KY$2,149/mo37.9%stretched
Prospect, KY$2,382/mo42%rent-burdened
Methodology: Salary is the BLS-derived state estimate for Kentucky. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).