Rent Affordability for A Police Officer in Kentucky

A typical police officer in Kentucky earns about $67,998 a year, which supports approximately $1,700 a month in rent under the 30% rule. Below, every tracked Kentucky city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 34 of 43 cities tracked stay within the 30% rule; 9 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Corbin, KY$875/mo15.4%very comfortable
Russellville, KY$890/mo15.7%very comfortable
Morehead, KY$973/mo17.2%very comfortable
Glasgow, KY$981/mo17.3%very comfortable
Paris, KY$1,023/mo18.1%very comfortable
Frankfort, KY$1,035/mo18.3%very comfortable
Bardstown, KY$1,044/mo18.4%very comfortable
Radcliff, KY$1,050/mo18.5%very comfortable
Hopkinsville, KY$1,062/mo18.7%very comfortable
Murray, KY$1,079/mo19%very comfortable
Paducah, KY$1,118/mo19.7%very comfortable
Lawrenceburg, KY$1,132/mo20%very comfortable
Owensboro, KY$1,161/mo20.5%affordable
Oak Grove, KY$1,163/mo20.5%affordable
Richmond, KY$1,179/mo20.8%affordable
Winchester, KY$1,226/mo21.6%affordable
Erlanger, KY$1,250/mo22.1%affordable
Bowling Green, KY$1,258/mo22.2%affordable
Elizabethtown, KY$1,278/mo22.6%affordable
Louisville, KY$1,362/mo24%affordable
Fort Thomas, KY$1,386/mo24.5%affordable
Southgate, KY$1,447/mo25.5%affordable
Alexandria, KY$1,488/mo26.3%affordable
Franklin, KY$1,538/mo27.1%affordable
Bellevue, KY$1,540/mo27.2%affordable
Nicholasville, KY$1,546/mo27.3%affordable
Lexington, KY$1,552/mo27.4%affordable
Georgetown, KY$1,551/mo27.4%affordable
Florence, KY$1,556/mo27.5%affordable
Fort Wright, KY$1,577/mo27.8%affordable
Newport, KY$1,587/mo28%affordable
Shelbyville, KY$1,608/mo28.4%affordable
Covington, KY$1,614/mo28.5%affordable
Cold Spring, KY$1,637/mo28.9%affordable
Shepherdsville, KY$1,720/mo30.4%stretched
Vine Grove, KY$1,775/mo31.3%stretched
Versailles, KY$1,783/mo31.5%stretched
Hebron, KY$1,787/mo31.5%stretched
Dayton, KY$2,037/mo35.9%stretched
Independence, KY$2,071/mo36.5%stretched
Burlington, KY$2,108/mo37.2%stretched
La Grange, KY$2,114/mo37.3%stretched
Prospect, KY$2,382/mo42%rent-burdened
Methodology: Salary is the BLS-derived state estimate for Kentucky. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).