Can A Police Officer Afford Rent in Frederick, MD?
Stretched but workable — rent takes 31.6% of gross income.
Frederick rent: July 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).
About rent and a police officer salary
The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.
Cheaper rent nearby
These Maryland cities have lower median rent than Frederick, which improves the affordability math on a police officer salary:
Compare with full rent data for Frederick
View full rent data for Frederick, MD →Frequently asked questions
Can a police officer afford rent in Frederick, MD?
Median rent in Frederick is $2,196 a month. A typical police officer in Maryland earns about $83,452 a year, which makes that rent 31.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a police officer afford in Frederick?
Using the 30% rule, a police officer salary in Maryland (~$83,452/yr) supports up to $2,086 a month in rent. Frederick's current median rent is $2,196/mo, which is $110/mo over the affordability threshold.
How many hours does a police officer work to cover rent in Frederick?
At an hourly equivalent of about $40 an hour, a police officer in Maryland works roughly 54.7 hours a month to cover Frederick's median rent of $2,196.
Where is rent cheaper than Frederick for a police officer?
Nearby Maryland cities with lower median rent include Greenbelt ($2,194/mo), Annapolis ($2,193/mo), Montgomery Village ($2,193/mo). Each shifts the affordability math materially on a police officer salary.