Can A Police Officer Afford Rent in Waterford, MI?

Comfortably affordable — rent takes 19.1% of gross income.

Waterford rent: July 2026. Salary: BLS OEWS May 2024 (Michigan state estimate).

Waterford median rent
$1,182/mo
Police Officer salary (Michigan)
$74,179/yr
Rent as % of income
19.1%
Gross monthly income works out to about $6,182, and the 30% rule supports up to $1,854/mo in rent. Waterford's median rent of $1,182 leaves roughly $672/mo of headroom under that threshold. A police officer works roughly 33.1 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Michigan cities have lower median rent than Waterford, which improves the affordability math on a police officer salary:

Wayne, MI
$1,180/mo (19.1% of income)
East Lansing, MI
$1,179/mo (19.1% of income)
Marquette, MI
$1,179/mo (19.1% of income)

Compare with full rent data for Waterford

View full rent data for Waterford, MI

Frequently asked questions

Can a police officer afford rent in Waterford, MI?

Median rent in Waterford is $1,182 a month. A typical police officer in Michigan earns about $74,179 a year, which makes that rent 19.1% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Waterford?

Using the 30% rule, a police officer salary in Michigan (~$74,179/yr) supports up to $1,854 a month in rent. Waterford's current median rent is $1,182/mo, which leaves a $672/mo buffer.

How many hours does a police officer work to cover rent in Waterford?

At an hourly equivalent of about $36 an hour, a police officer in Michigan works roughly 33.1 hours a month to cover Waterford's median rent of $1,182.

Where is rent cheaper than Waterford for a police officer?

Nearby Michigan cities with lower median rent include Wayne ($1,180/mo), East Lansing ($1,179/mo), Marquette ($1,179/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Michigan state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waterford, MI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.