Can A Police Officer Afford Rent in Independence, MO?
Comfortably affordable — rent takes 23.1% of gross income.
Independence rent: July 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).
About rent and a police officer salary
The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.
Cheaper rent nearby
These Missouri cities have lower median rent than Independence, which improves the affordability math on a police officer salary:
Compare with full rent data for Independence
View full rent data for Independence, MO →Frequently asked questions
Can a police officer afford rent in Independence, MO?
Median rent in Independence is $1,368 a month. A typical police officer in Missouri earns about $71,088 a year, which makes that rent 23.1% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a police officer afford in Independence?
Using the 30% rule, a police officer salary in Missouri (~$71,088/yr) supports up to $1,777 a month in rent. Independence's current median rent is $1,368/mo, which leaves a $409/mo buffer.
How many hours does a police officer work to cover rent in Independence?
At an hourly equivalent of about $34 an hour, a police officer in Missouri works roughly 40 hours a month to cover Independence's median rent of $1,368.
Where is rent cheaper than Independence for a police officer?
Nearby Missouri cities with lower median rent include Ballwin ($1,367/mo), Saint Charles ($1,367/mo), Concord ($1,367/mo). Each shifts the affordability math materially on a police officer salary.