Can A Police Officer Afford Rent in Saint Louis, MO?

Comfortably affordable — rent takes 22.8% of gross income.

Saint Louis rent: July 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).

Saint Louis median rent
$1,352/mo
Police Officer salary (Missouri)
$71,088/yr
Rent as % of income
22.8%
Gross monthly income works out to about $5,924, and the 30% rule supports up to $1,777/mo in rent. Saint Louis's median rent of $1,352 leaves roughly $425/mo of headroom under that threshold. A police officer works roughly 39.6 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Missouri cities have lower median rent than Saint Louis, which improves the affordability math on a police officer salary:

Ferguson, MO
$1,351/mo (22.8% of income)
Hazelwood, MO
$1,351/mo (22.8% of income)
Overland, MO
$1,351/mo (22.8% of income)

Compare with full rent data for Saint Louis

View full rent data for Saint Louis, MO

Frequently asked questions

Can a police officer afford rent in Saint Louis, MO?

Median rent in Saint Louis is $1,352 a month. A typical police officer in Missouri earns about $71,088 a year, which makes that rent 22.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Saint Louis?

Using the 30% rule, a police officer salary in Missouri (~$71,088/yr) supports up to $1,777 a month in rent. Saint Louis's current median rent is $1,352/mo, which leaves a $425/mo buffer.

How many hours does a police officer work to cover rent in Saint Louis?

At an hourly equivalent of about $34 an hour, a police officer in Missouri works roughly 39.6 hours a month to cover Saint Louis's median rent of $1,352.

Where is rent cheaper than Saint Louis for a police officer?

Nearby Missouri cities with lower median rent include Ferguson ($1,351/mo), Hazelwood ($1,351/mo), Overland ($1,351/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Missouri state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Saint Louis, MO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.