Can A Police Officer Afford Rent in Billings, MT?

Comfortably affordable — rent takes 25.7% of gross income.

Billings rent: June 2026. Salary: BLS OEWS May 2024 (Montana state estimate).

Billings median rent
$1,458/mo
Police Officer salary (Montana)
$67,998/yr
Rent as % of income
25.7%
Gross monthly income works out to about $5,667, and the 30% rule supports up to $1,700/mo in rent. Billings's median rent of $1,458 leaves roughly $242/mo of headroom under that threshold. A police officer works roughly 44.6 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Montana cities have lower median rent than Billings, which improves the affordability math on a police officer salary:

Helena, MT
$1,457/mo (25.7% of income)
Missoula, MT
$1,456/mo (25.7% of income)
Missoula, MT
$1,452/mo (25.6% of income)

Compare with full rent data for Billings

View full rent data for Billings, MT

Frequently asked questions

Can a police officer afford rent in Billings, MT?

Median rent in Billings is $1,458 a month. A typical police officer in Montana earns about $67,998 a year, which makes that rent 25.7% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Billings?

Using the 30% rule, a police officer salary in Montana (~$67,998/yr) supports up to $1,700 a month in rent. Billings's current median rent is $1,458/mo, which leaves a $242/mo buffer.

How many hours does a police officer work to cover rent in Billings?

At an hourly equivalent of about $33 an hour, a police officer in Montana works roughly 44.6 hours a month to cover Billings's median rent of $1,458.

Where is rent cheaper than Billings for a police officer?

Nearby Montana cities with lower median rent include Helena ($1,457/mo), Missoula ($1,456/mo), Missoula ($1,452/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Montana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Billings, MT. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.