Can A Police Officer Afford Rent in Wilmington, NC?

Comfortably affordable — rent takes 28.3% of gross income.

Wilmington rent: September 2026. Salary: BLS OEWS May 2024 (North Carolina state estimate).

Wilmington median rent
$1,713/mo
Police Officer salary (North Carolina)
$72,634/yr
Rent as % of income
28.3%
Gross monthly income works out to about $6,053, and the 30% rule supports up to $1,816/mo in rent. Wilmington's median rent of $1,713 leaves roughly $103/mo of headroom under that threshold. A police officer works roughly 49.1 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These North Carolina cities have lower median rent than Wilmington, which improves the affordability math on a police officer salary:

Chapel Hill, NC
$1,712/mo (28.3% of income)
Charlotte, NC
$1,712/mo (28.3% of income)
Sneads Ferry, NC
$1,711/mo (28.3% of income)

Compare with full rent data for Wilmington

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Frequently asked questions

Can a police officer afford rent in Wilmington, NC?

Median rent in Wilmington is $1,713 a month. A typical police officer in North Carolina earns about $72,634 a year, which makes that rent 28.3% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Wilmington?

Using the 30% rule, a police officer salary in North Carolina (~$72,634/yr) supports up to $1,816 a month in rent. Wilmington's current median rent is $1,713/mo, which leaves a $103/mo buffer.

How many hours does a police officer work to cover rent in Wilmington?

At an hourly equivalent of about $35 an hour, a police officer in North Carolina works roughly 49.1 hours a month to cover Wilmington's median rent of $1,713.

Where is rent cheaper than Wilmington for a police officer?

Nearby North Carolina cities with lower median rent include Chapel Hill ($1,712/mo), Charlotte ($1,712/mo), Sneads Ferry ($1,711/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived North Carolina state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Wilmington, NC. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.