Can A Police Officer Afford Rent in Bismarck, ND?

Comfortably affordable — rent takes 21.7% of gross income.

Bismarck rent: July 2026. Salary: BLS OEWS May 2024 (North Dakota state estimate).

Bismarck median rent
$1,353/mo
Police Officer salary (North Dakota)
$74,952/yr
Rent as % of income
21.7%
Gross monthly income works out to about $6,246, and the 30% rule supports up to $1,874/mo in rent. Bismarck's median rent of $1,353 leaves roughly $521/mo of headroom under that threshold. A police officer works roughly 37.5 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These North Dakota cities have lower median rent than Bismarck, which improves the affordability math on a police officer salary:

West Fargo, ND
$1,350/mo (21.6% of income)
West Fargo, ND
$1,336/mo (21.4% of income)
Watford City, ND
$1,322/mo (21.2% of income)

Compare with full rent data for Bismarck

View full rent data for Bismarck, ND

Frequently asked questions

Can a police officer afford rent in Bismarck, ND?

Median rent in Bismarck is $1,353 a month. A typical police officer in North Dakota earns about $74,952 a year, which makes that rent 21.7% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Bismarck?

Using the 30% rule, a police officer salary in North Dakota (~$74,952/yr) supports up to $1,874 a month in rent. Bismarck's current median rent is $1,353/mo, which leaves a $521/mo buffer.

How many hours does a police officer work to cover rent in Bismarck?

At an hourly equivalent of about $36 an hour, a police officer in North Dakota works roughly 37.5 hours a month to cover Bismarck's median rent of $1,353.

Where is rent cheaper than Bismarck for a police officer?

Nearby North Dakota cities with lower median rent include West Fargo ($1,350/mo), West Fargo ($1,336/mo), Watford City ($1,322/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived North Dakota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Bismarck, ND. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.