Can A Police Officer Afford Rent in Lumberton Township, NJ?

Comfortably affordable — rent takes 27.4% of gross income.

Lumberton Township rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Lumberton Township median rent
$1,974/mo
Police Officer salary (New Jersey)
$86,542/yr
Rent as % of income
27.4%
Gross monthly income works out to about $7,212, and the 30% rule supports up to $2,164/mo in rent. Lumberton Township's median rent of $1,974 leaves roughly $190/mo of headroom under that threshold. A police officer works roughly 47.4 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New Jersey cities have lower median rent than Lumberton Township, which improves the affordability math on a police officer salary:

Irvington, NJ
$1,971/mo (27.3% of income)
Gloucester City, NJ
$1,971/mo (27.3% of income)
Woodbury, NJ
$1,968/mo (27.3% of income)

Compare with full rent data for Lumberton Township

View full rent data for Lumberton Township, NJ

Frequently asked questions

Can a police officer afford rent in Lumberton Township, NJ?

Median rent in Lumberton Township is $1,974 a month. A typical police officer in New Jersey earns about $86,542 a year, which makes that rent 27.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Lumberton Township?

Using the 30% rule, a police officer salary in New Jersey (~$86,542/yr) supports up to $2,164 a month in rent. Lumberton Township's current median rent is $1,974/mo, which leaves a $190/mo buffer.

How many hours does a police officer work to cover rent in Lumberton Township?

At an hourly equivalent of about $42 an hour, a police officer in New Jersey works roughly 47.4 hours a month to cover Lumberton Township's median rent of $1,974.

Where is rent cheaper than Lumberton Township for a police officer?

Nearby New Jersey cities with lower median rent include Irvington ($1,971/mo), Gloucester City ($1,971/mo), Woodbury ($1,968/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Lumberton Township, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.