Can A Police Officer Afford Rent in Margate City, NJ?

Rent-burdened — rent takes 42.3% of gross income.

Margate City rent: July 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Margate City median rent
$3,051/mo
Police Officer salary (New Jersey)
$86,542/yr
Rent as % of income
42.3%
Gross monthly income works out to about $7,212, and the 30% rule supports up to $2,164/mo in rent. Margate City's median rent of $3,051 exceeds that threshold by $887/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 73.3 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New Jersey cities have lower median rent than Margate City, which improves the affordability math on a police officer salary:

Jersey City, NJ
$3,048/mo (42.3% of income)
Montville, NJ
$3,046/mo (42.2% of income)
Bridgewater Township, NJ
$3,045/mo (42.2% of income)

Compare with full rent data for Margate City

View full rent data for Margate City, NJ

Frequently asked questions

Can a police officer afford rent in Margate City, NJ?

Median rent in Margate City is $3,051 a month. A typical police officer in New Jersey earns about $86,542 a year, which makes that rent 42.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Margate City?

Using the 30% rule, a police officer salary in New Jersey (~$86,542/yr) supports up to $2,164 a month in rent. Margate City's current median rent is $3,051/mo, which is $887/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Margate City?

At an hourly equivalent of about $42 an hour, a police officer in New Jersey works roughly 73.3 hours a month to cover Margate City's median rent of $3,051.

Where is rent cheaper than Margate City for a police officer?

Nearby New Jersey cities with lower median rent include Jersey City ($3,048/mo), Montville ($3,046/mo), Bridgewater Township ($3,045/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Margate City, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.