Can A Police Officer Afford Rent in Morris Plains, NJ?

Rent-burdened — rent takes 48.6% of gross income.

Morris Plains rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Morris Plains median rent
$3,504/mo
Police Officer salary (New Jersey)
$86,542/yr
Rent as % of income
48.6%
Gross monthly income works out to about $7,212, and the 30% rule supports up to $2,164/mo in rent. Morris Plains's median rent of $3,504 exceeds that threshold by $1,340/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 84.2 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New Jersey cities have lower median rent than Morris Plains, which improves the affordability math on a police officer salary:

Lavallette, NJ
$3,500/mo (48.5% of income)
North Haledon, NJ
$3,500/mo (48.5% of income)
Jackson, NJ
$3,499/mo (48.5% of income)

Compare with full rent data for Morris Plains

View full rent data for Morris Plains, NJ

Frequently asked questions

Can a police officer afford rent in Morris Plains, NJ?

Median rent in Morris Plains is $3,504 a month. A typical police officer in New Jersey earns about $86,542 a year, which makes that rent 48.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Morris Plains?

Using the 30% rule, a police officer salary in New Jersey (~$86,542/yr) supports up to $2,164 a month in rent. Morris Plains's current median rent is $3,504/mo, which is $1,340/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Morris Plains?

At an hourly equivalent of about $42 an hour, a police officer in New Jersey works roughly 84.2 hours a month to cover Morris Plains's median rent of $3,504.

Where is rent cheaper than Morris Plains for a police officer?

Nearby New Jersey cities with lower median rent include Lavallette ($3,500/mo), North Haledon ($3,500/mo), Jackson ($3,499/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Morris Plains, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.