Can A Police Officer Afford Rent in Passaic, NJ?

Comfortably affordable — rent takes 28.5% of gross income.

Passaic rent: September 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Passaic median rent
$2,055/mo
Police Officer salary (New Jersey)
$86,542/yr
Rent as % of income
28.5%
Gross monthly income works out to about $7,212, and the 30% rule supports up to $2,164/mo in rent. Passaic's median rent of $2,055 leaves roughly $109/mo of headroom under that threshold. A police officer works roughly 49.4 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New Jersey cities have lower median rent than Passaic, which improves the affordability math on a police officer salary:

Bound Brook, NJ
$2,054/mo (28.5% of income)
Kearny, NJ
$2,054/mo (28.5% of income)
Seaside Heights, NJ
$2,053/mo (28.5% of income)

Compare with full rent data for Passaic

View full rent data for Passaic, NJ →

Frequently asked questions

Can a police officer afford rent in Passaic, NJ?

Median rent in Passaic is $2,055 a month. A typical police officer in New Jersey earns about $86,542 a year, which makes that rent 28.5% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Passaic?

Using the 30% rule, a police officer salary in New Jersey (~$86,542/yr) supports up to $2,164 a month in rent. Passaic's current median rent is $2,055/mo, which leaves a $109/mo buffer.

How many hours does a police officer work to cover rent in Passaic?

At an hourly equivalent of about $42 an hour, a police officer in New Jersey works roughly 49.4 hours a month to cover Passaic's median rent of $2,055.

Where is rent cheaper than Passaic for a police officer?

Nearby New Jersey cities with lower median rent include Bound Brook ($2,054/mo), Kearny ($2,054/mo), Seaside Heights ($2,053/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Passaic, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.