Can A Police Officer Afford Rent in Silver City, NM?

Comfortably affordable — rent takes 25.2% of gross income.

Silver City rent: July 2026. Salary: BLS OEWS May 2024 (New Mexico state estimate).

Silver City median rent
$1,463/mo
Police Officer salary (New Mexico)
$69,543/yr
Rent as % of income
25.2%
Gross monthly income works out to about $5,795, and the 30% rule supports up to $1,739/mo in rent. Silver City's median rent of $1,463 leaves roughly $276/mo of headroom under that threshold. A police officer works roughly 43.8 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New Mexico cities have lower median rent than Silver City, which improves the affordability math on a police officer salary:

Albuquerque, NM
$1,462/mo (25.2% of income)
Albuquerque, NM
$1,460/mo (25.2% of income)
Albuquerque, NM
$1,460/mo (25.2% of income)

Compare with full rent data for Silver City

View full rent data for Silver City, NM

Frequently asked questions

Can a police officer afford rent in Silver City, NM?

Median rent in Silver City is $1,463 a month. A typical police officer in New Mexico earns about $69,543 a year, which makes that rent 25.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Silver City?

Using the 30% rule, a police officer salary in New Mexico (~$69,543/yr) supports up to $1,739 a month in rent. Silver City's current median rent is $1,463/mo, which leaves a $276/mo buffer.

How many hours does a police officer work to cover rent in Silver City?

At an hourly equivalent of about $33 an hour, a police officer in New Mexico works roughly 43.8 hours a month to cover Silver City's median rent of $1,463.

Where is rent cheaper than Silver City for a police officer?

Nearby New Mexico cities with lower median rent include Albuquerque ($1,462/mo), Albuquerque ($1,460/mo), Albuquerque ($1,460/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New Mexico state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Silver City, NM. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.