Can A Police Officer Afford Rent in Montgomery, TX?

Comfortably affordable — rent takes 29.6% of gross income.

Montgomery rent: June 2026. Salary: BLS OEWS May 2024 (Texas state estimate).

Montgomery median rent
$1,885/mo
Police Officer salary (Texas)
$76,497/yr
Rent as % of income
29.6%
Gross monthly income works out to about $6,375, and the 30% rule supports up to $1,912/mo in rent. Montgomery's median rent of $1,885 leaves roughly $27/mo of headroom under that threshold. A police officer works roughly 51.3 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Texas cities have lower median rent than Montgomery, which improves the affordability math on a police officer salary:

Saint Hedwig, TX
$1,884/mo (29.6% of income)
La Marque, TX
$1,883/mo (29.5% of income)
The Colony, TX
$1,883/mo (29.5% of income)

Compare with full rent data for Montgomery

View full rent data for Montgomery, TX

Frequently asked questions

Can a police officer afford rent in Montgomery, TX?

Median rent in Montgomery is $1,885 a month. A typical police officer in Texas earns about $76,497 a year, which makes that rent 29.6% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Montgomery?

Using the 30% rule, a police officer salary in Texas (~$76,497/yr) supports up to $1,912 a month in rent. Montgomery's current median rent is $1,885/mo, which leaves a $27/mo buffer.

How many hours does a police officer work to cover rent in Montgomery?

At an hourly equivalent of about $37 an hour, a police officer in Texas works roughly 51.3 hours a month to cover Montgomery's median rent of $1,885.

Where is rent cheaper than Montgomery for a police officer?

Nearby Texas cities with lower median rent include Saint Hedwig ($1,884/mo), La Marque ($1,883/mo), The Colony ($1,883/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Texas state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Montgomery, TX. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.