Can A Real Estate Agent Afford Rent in Waialua, HI?

Rent-burdened — rent takes 49% of gross income.

Waialua rent: July 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Waialua median rent
$2,893/mo
Real Estate Agent salary (Hawaii)
$70,826/yr
Rent as % of income
49%
Gross monthly income works out to about $5,902, and the 30% rule supports up to $1,771/mo in rent. Waialua's median rent of $2,893 exceeds that threshold by $1,122/mo, putting a real estate agent salary into the rent-burdened range here. A real estate agent works roughly 85 hours a month to cover that rent.

About rent and a real estate agent salary

Real estate agent pay is commission-driven and varies widely with local market conditions. The BLS mean averages high and low producers. At the national-average agent salary, the 30% rule supports about $1,640 a month in rent — though successful agents in active markets earn well above this.

Cheaper rent nearby

These Hawaii cities have lower median rent than Waialua, which improves the affordability math on a real estate agent salary:

Kailua Kona, HI
$2,877/mo (48.7% of income)
Waipahu, HI
$2,876/mo (48.7% of income)
Mililani, HI
$2,870/mo (48.6% of income)

Compare with full rent data for Waialua

View full rent data for Waialua, HI

Frequently asked questions

Can a real estate agent afford rent in Waialua, HI?

Median rent in Waialua is $2,893 a month. A typical real estate agent in Hawaii earns about $70,826 a year, which makes that rent 49% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a real estate agent afford in Waialua?

Using the 30% rule, a real estate agent salary in Hawaii (~$70,826/yr) supports up to $1,771 a month in rent. Waialua's current median rent is $2,893/mo, which is $1,122/mo over the affordability threshold.

How many hours does a real estate agent work to cover rent in Waialua?

At an hourly equivalent of about $34 an hour, a real estate agent in Hawaii works roughly 85 hours a month to cover Waialua's median rent of $2,893.

Where is rent cheaper than Waialua for a real estate agent?

Nearby Hawaii cities with lower median rent include Kailua Kona ($2,877/mo), Waipahu ($2,876/mo), Mililani ($2,870/mo). Each shifts the affordability math materially on a real estate agent salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waialua, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.