Can A Real Estate Agent Afford Rent in Waipahu, HI?

Rent-burdened — rent takes 49.1% of gross income.

Waipahu rent: July 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Waipahu median rent
$2,897/mo
Real Estate Agent salary (Hawaii)
$70,826/yr
Rent as % of income
49.1%
Gross monthly income works out to about $5,902, and the 30% rule supports up to $1,771/mo in rent. Waipahu's median rent of $2,897 exceeds that threshold by $1,126/mo, putting a real estate agent salary into the rent-burdened range here. A real estate agent works roughly 85.1 hours a month to cover that rent.

About rent and a real estate agent salary

Real estate agent pay is commission-driven and varies widely with local market conditions. The BLS mean averages high and low producers. At the national-average agent salary, the 30% rule supports about $1,640 a month in rent — though successful agents in active markets earn well above this.

Cheaper rent nearby

These Hawaii cities have lower median rent than Waipahu, which improves the affordability math on a real estate agent salary:

Kaneohe, HI
$2,895/mo (49% of income)
Waialua, HI
$2,893/mo (49% of income)
Kailua Kona, HI
$2,877/mo (48.7% of income)

Compare with full rent data for Waipahu

View full rent data for Waipahu, HI

Frequently asked questions

Can a real estate agent afford rent in Waipahu, HI?

Median rent in Waipahu is $2,897 a month. A typical real estate agent in Hawaii earns about $70,826 a year, which makes that rent 49.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a real estate agent afford in Waipahu?

Using the 30% rule, a real estate agent salary in Hawaii (~$70,826/yr) supports up to $1,771 a month in rent. Waipahu's current median rent is $2,897/mo, which is $1,126/mo over the affordability threshold.

How many hours does a real estate agent work to cover rent in Waipahu?

At an hourly equivalent of about $34 an hour, a real estate agent in Hawaii works roughly 85.1 hours a month to cover Waipahu's median rent of $2,897.

Where is rent cheaper than Waipahu for a real estate agent?

Nearby Hawaii cities with lower median rent include Kaneohe ($2,895/mo), Waialua ($2,893/mo), Kailua Kona ($2,877/mo). Each shifts the affordability math materially on a real estate agent salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waipahu, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.