Can A Real Estate Agent Afford Rent in Swampscott, MA?
Rent-burdened — rent takes 47.7% of gross income.
Swampscott rent: July 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a real estate agent salary
Real estate agent pay is commission-driven and varies widely with local market conditions. The BLS mean averages high and low producers. At the national-average agent salary, the 30% rule supports about $1,640 a month in rent — though successful agents in active markets earn well above this.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Swampscott, which improves the affordability math on a real estate agent salary:
Compare with full rent data for Swampscott
View full rent data for Swampscott, MA →Frequently asked questions
Can a real estate agent afford rent in Swampscott, MA?
Median rent in Swampscott is $3,021 a month. A typical real estate agent in Massachusetts earns about $76,073 a year, which makes that rent 47.7% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a real estate agent afford in Swampscott?
Using the 30% rule, a real estate agent salary in Massachusetts (~$76,073/yr) supports up to $1,902 a month in rent. Swampscott's current median rent is $3,021/mo, which is $1,119/mo over the affordability threshold.
How many hours does a real estate agent work to cover rent in Swampscott?
At an hourly equivalent of about $37 an hour, a real estate agent in Massachusetts works roughly 82.6 hours a month to cover Swampscott's median rent of $3,021.
Where is rent cheaper than Swampscott for a real estate agent?
Nearby Massachusetts cities with lower median rent include Watertown ($3,019/mo), Marblehead ($3,016/mo), Waltham ($3,016/mo). Each shifts the affordability math materially on a real estate agent salary.