Can A Real Estate Agent Afford Rent in Monticello, MN?

Comfortably affordable — rent takes 28.6% of gross income.

Monticello rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

Monticello median rent
$1,623/mo
Real Estate Agent salary (Minnesota)
$68,203/yr
Rent as % of income
28.6%
Gross monthly income works out to about $5,684, and the 30% rule supports up to $1,705/mo in rent. Monticello's median rent of $1,623 leaves roughly $82/mo of headroom under that threshold. A real estate agent works roughly 49.5 hours a month to cover that rent.

About rent and a real estate agent salary

Real estate agent pay is commission-driven and varies widely with local market conditions. The BLS mean averages high and low producers. At the national-average agent salary, the 30% rule supports about $1,640 a month in rent — though successful agents in active markets earn well above this.

Cheaper rent nearby

These Minnesota cities have lower median rent than Monticello, which improves the affordability math on a real estate agent salary:

Coon Rapids, MN
$1,622/mo (28.5% of income)
Eagan, MN
$1,622/mo (28.5% of income)
Brooklyn Park, MN
$1,621/mo (28.5% of income)

Compare with full rent data for Monticello

View full rent data for Monticello, MN

Frequently asked questions

Can a real estate agent afford rent in Monticello, MN?

Median rent in Monticello is $1,623 a month. A typical real estate agent in Minnesota earns about $68,203 a year, which makes that rent 28.6% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a real estate agent afford in Monticello?

Using the 30% rule, a real estate agent salary in Minnesota (~$68,203/yr) supports up to $1,705 a month in rent. Monticello's current median rent is $1,623/mo, which leaves a $82/mo buffer.

How many hours does a real estate agent work to cover rent in Monticello?

At an hourly equivalent of about $33 an hour, a real estate agent in Minnesota works roughly 49.5 hours a month to cover Monticello's median rent of $1,623.

Where is rent cheaper than Monticello for a real estate agent?

Nearby Minnesota cities with lower median rent include Coon Rapids ($1,622/mo), Eagan ($1,622/mo), Brooklyn Park ($1,621/mo). Each shifts the affordability math materially on a real estate agent salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Monticello, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.