Can A Registered Nurse Afford Rent in Cottonwood, AZ?

Comfortably affordable — rent takes 24.6% of gross income.

Cottonwood rent: July 2026. Salary: BLS OEWS May 2024 (Arizona state estimate).

Cottonwood median rent
$1,880/mo
Registered Nurse salary (Arizona)
$91,646/yr
Rent as % of income
24.6%
Gross monthly income works out to about $7,637, and the 30% rule supports up to $2,291/mo in rent. Cottonwood's median rent of $1,880 leaves roughly $411/mo of headroom under that threshold. A registered nurse works roughly 42.7 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These Arizona cities have lower median rent than Cottonwood, which improves the affordability math on a registered nurse salary:

El Mirage, AZ
$1,879/mo (24.6% of income)
El Mirage, AZ
$1,878/mo (24.6% of income)
Peoria, AZ
$1,876/mo (24.6% of income)

Compare with full rent data for Cottonwood

View full rent data for Cottonwood, AZ

Frequently asked questions

Can a registered nurse afford rent in Cottonwood, AZ?

Median rent in Cottonwood is $1,880 a month. A typical registered nurse in Arizona earns about $91,646 a year, which makes that rent 24.6% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a registered nurse afford in Cottonwood?

Using the 30% rule, a registered nurse salary in Arizona (~$91,646/yr) supports up to $2,291 a month in rent. Cottonwood's current median rent is $1,880/mo, which leaves a $411/mo buffer.

How many hours does a registered nurse work to cover rent in Cottonwood?

At an hourly equivalent of about $44 an hour, a registered nurse in Arizona works roughly 42.7 hours a month to cover Cottonwood's median rent of $1,880.

Where is rent cheaper than Cottonwood for a registered nurse?

Nearby Arizona cities with lower median rent include El Mirage ($1,879/mo), El Mirage ($1,878/mo), Peoria ($1,876/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived Arizona state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cottonwood, AZ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.