Can A Registered Nurse Afford Rent in Carmel-by-the-Sea, CA?

Rent-burdened — rent takes 67.6% of gross income.

Carmel-by-the-Sea rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Carmel-by-the-Sea median rent
$6,281/mo
Registered Nurse salary (California)
$111,486/yr
Rent as % of income
67.6%
Gross monthly income works out to about $9,291, and the 30% rule supports up to $2,787/mo in rent. Carmel-by-the-Sea's median rent of $6,281 exceeds that threshold by $3,494/mo, putting a registered nurse salary into the rent-burdened range here. A registered nurse works roughly 117.2 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These California cities have lower median rent than Carmel-by-the-Sea, which improves the affordability math on a registered nurse salary:

San Marino, CA
$6,258/mo (67.4% of income)
San Marino, CA
$6,172/mo (66.4% of income)
San Marino, CA
$6,133/mo (66% of income)

Compare with full rent data for Carmel-by-the-Sea

View full rent data for Carmel-by-the-Sea, CA

Frequently asked questions

Can a registered nurse afford rent in Carmel-by-the-Sea, CA?

Median rent in Carmel-by-the-Sea is $6,281 a month. A typical registered nurse in California earns about $111,486 a year, which makes that rent 67.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a registered nurse afford in Carmel-by-the-Sea?

Using the 30% rule, a registered nurse salary in California (~$111,486/yr) supports up to $2,787 a month in rent. Carmel-by-the-Sea's current median rent is $6,281/mo, which is $3,494/mo over the affordability threshold.

How many hours does a registered nurse work to cover rent in Carmel-by-the-Sea?

At an hourly equivalent of about $54 an hour, a registered nurse in California works roughly 117.2 hours a month to cover Carmel-by-the-Sea's median rent of $6,281.

Where is rent cheaper than Carmel-by-the-Sea for a registered nurse?

Nearby California cities with lower median rent include San Marino ($6,258/mo), San Marino ($6,172/mo), San Marino ($6,133/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Carmel-by-the-Sea, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.