Can A Registered Nurse Afford Rent in Carmel-by-the-Sea, CA?
Rent-burdened — rent takes 61.8% of gross income.
Carmel-by-the-Sea rent: September 2026. Salary: BLS OEWS May 2024 (California state estimate).
About rent and a registered nurse salary
Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.
Cheaper rent nearby
These California cities have lower median rent than Carmel-by-the-Sea, which improves the affordability math on a registered nurse salary:
Compare with full rent data for Carmel-by-the-Sea
View full rent data for Carmel-by-the-Sea, CA →Frequently asked questions
Can a registered nurse afford rent in Carmel-by-the-Sea, CA?
Median rent in Carmel-by-the-Sea is $5,742 a month. A typical registered nurse in California earns about $111,486 a year, which makes that rent 61.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a registered nurse afford in Carmel-by-the-Sea?
Using the 30% rule, a registered nurse salary in California (~$111,486/yr) supports up to $2,787 a month in rent. Carmel-by-the-Sea's current median rent is $5,742/mo, which is $2,955/mo over the affordability threshold.
How many hours does a registered nurse work to cover rent in Carmel-by-the-Sea?
At an hourly equivalent of about $54 an hour, a registered nurse in California works roughly 107.1 hours a month to cover Carmel-by-the-Sea's median rent of $5,742.
Where is rent cheaper than Carmel-by-the-Sea for a registered nurse?
Nearby California cities with lower median rent include Los Altos ($5,734/mo), Saratoga ($5,728/mo), Saratoga ($5,723/mo). Each shifts the affordability math materially on a registered nurse salary.