Can A Registered Nurse Afford Rent in Waikoloa, HI?

Stretched but workable — rent takes 38% of gross income.

Waikoloa rent: June 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Waikoloa median rent
$3,230/mo
Registered Nurse salary (Hawaii)
$102,038/yr
Rent as % of income
38%
Gross monthly income works out to about $8,503, and the 30% rule supports up to $2,551/mo in rent. Waikoloa's median rent of $3,230 exceeds that threshold by $679/mo, putting a registered nurse salary into the rent-burdened range here. A registered nurse works roughly 65.8 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These Hawaii cities have lower median rent than Waikoloa, which improves the affordability math on a registered nurse salary:

Kapolei, HI
$3,223/mo (37.9% of income)
Wailuku, HI
$3,220/mo (37.9% of income)
Kapolei, HI
$3,211/mo (37.8% of income)

Compare with full rent data for Waikoloa

View full rent data for Waikoloa, HI

Frequently asked questions

Can a registered nurse afford rent in Waikoloa, HI?

Median rent in Waikoloa is $3,230 a month. A typical registered nurse in Hawaii earns about $102,038 a year, which makes that rent 38% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a registered nurse afford in Waikoloa?

Using the 30% rule, a registered nurse salary in Hawaii (~$102,038/yr) supports up to $2,551 a month in rent. Waikoloa's current median rent is $3,230/mo, which is $679/mo over the affordability threshold.

How many hours does a registered nurse work to cover rent in Waikoloa?

At an hourly equivalent of about $49 an hour, a registered nurse in Hawaii works roughly 65.8 hours a month to cover Waikoloa's median rent of $3,230.

Where is rent cheaper than Waikoloa for a registered nurse?

Nearby Hawaii cities with lower median rent include Kapolei ($3,223/mo), Wailuku ($3,220/mo), Kapolei ($3,211/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waikoloa, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.