Can A Registered Nurse Afford Rent in Champaign, IL?
Comfortably affordable — rent takes 17.6% of gross income.
Champaign rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).
About rent and a registered nurse salary
Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.
Cheaper rent nearby
These Illinois cities have lower median rent than Champaign, which improves the affordability math on a registered nurse salary:
Compare with full rent data for Champaign
View full rent data for Champaign, IL →Frequently asked questions
Can a registered nurse afford rent in Champaign, IL?
Median rent in Champaign is $1,410 a month. A typical registered nurse in Illinois earns about $96,370 a year, which makes that rent 17.6% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a registered nurse afford in Champaign?
Using the 30% rule, a registered nurse salary in Illinois (~$96,370/yr) supports up to $2,409 a month in rent. Champaign's current median rent is $1,410/mo, which leaves a $999/mo buffer.
How many hours does a registered nurse work to cover rent in Champaign?
At an hourly equivalent of about $46 an hour, a registered nurse in Illinois works roughly 30.4 hours a month to cover Champaign's median rent of $1,410.
Where is rent cheaper than Champaign for a registered nurse?
Nearby Illinois cities with lower median rent include Cahokia ($1,408/mo), Ottawa ($1,408/mo), Dekalb ($1,404/mo). Each shifts the affordability math materially on a registered nurse salary.