Can A Registered Nurse Afford Rent in Cold Spring, KY?
Comfortably affordable — rent takes 23.6% of gross income.
Cold Spring rent: June 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).
About rent and a registered nurse salary
Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.
Cheaper rent nearby
These Kentucky cities have lower median rent than Cold Spring, which improves the affordability math on a registered nurse salary:
Compare with full rent data for Cold Spring
View full rent data for Cold Spring, KY →Frequently asked questions
Can a registered nurse afford rent in Cold Spring, KY?
Median rent in Cold Spring is $1,637 a month. A typical registered nurse in Kentucky earns about $83,142 a year, which makes that rent 23.6% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a registered nurse afford in Cold Spring?
Using the 30% rule, a registered nurse salary in Kentucky (~$83,142/yr) supports up to $2,079 a month in rent. Cold Spring's current median rent is $1,637/mo, which leaves a $442/mo buffer.
How many hours does a registered nurse work to cover rent in Cold Spring?
At an hourly equivalent of about $40 an hour, a registered nurse in Kentucky works roughly 41 hours a month to cover Cold Spring's median rent of $1,637.
Where is rent cheaper than Cold Spring for a registered nurse?
Nearby Kentucky cities with lower median rent include Bellevue ($1,634/mo), Dayton ($1,631/mo), Dayton ($1,631/mo). Each shifts the affordability math materially on a registered nurse salary.