Can A Registered Nurse Afford Rent in Chelsea, MA?
Comfortably affordable — rent takes 28.8% of gross income.
Chelsea rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a registered nurse salary
Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Chelsea, which improves the affordability math on a registered nurse salary:
Compare with full rent data for Chelsea
View full rent data for Chelsea, MA →Frequently asked questions
Can a registered nurse afford rent in Chelsea, MA?
Median rent in Chelsea is $2,628 a month. A typical registered nurse in Massachusetts earns about $109,597 a year, which makes that rent 28.8% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a registered nurse afford in Chelsea?
Using the 30% rule, a registered nurse salary in Massachusetts (~$109,597/yr) supports up to $2,740 a month in rent. Chelsea's current median rent is $2,628/mo, which leaves a $112/mo buffer.
How many hours does a registered nurse work to cover rent in Chelsea?
At an hourly equivalent of about $53 an hour, a registered nurse in Massachusetts works roughly 49.9 hours a month to cover Chelsea's median rent of $2,628.
Where is rent cheaper than Chelsea for a registered nurse?
Nearby Massachusetts cities with lower median rent include Wakefield ($2,627/mo), Randolph ($2,627/mo), Gloucester ($2,626/mo). Each shifts the affordability math materially on a registered nurse salary.