Can A Registered Nurse Afford Rent in Lowell, MA?

Comfortably affordable — rent takes 25.4% of gross income.

Lowell rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Lowell median rent
$2,316/mo
Registered Nurse salary (Massachusetts)
$109,597/yr
Rent as % of income
25.4%
Gross monthly income works out to about $9,133, and the 30% rule supports up to $2,740/mo in rent. Lowell's median rent of $2,316 leaves roughly $424/mo of headroom under that threshold. A registered nurse works roughly 44 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Lowell, which improves the affordability math on a registered nurse salary:

Clinton, MA
$2,313/mo (25.3% of income)
Northampton, MA
$2,312/mo (25.3% of income)
Northampton, MA
$2,310/mo (25.3% of income)

Compare with full rent data for Lowell

View full rent data for Lowell, MA

Frequently asked questions

Can a registered nurse afford rent in Lowell, MA?

Median rent in Lowell is $2,316 a month. A typical registered nurse in Massachusetts earns about $109,597 a year, which makes that rent 25.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a registered nurse afford in Lowell?

Using the 30% rule, a registered nurse salary in Massachusetts (~$109,597/yr) supports up to $2,740 a month in rent. Lowell's current median rent is $2,316/mo, which leaves a $424/mo buffer.

How many hours does a registered nurse work to cover rent in Lowell?

At an hourly equivalent of about $53 an hour, a registered nurse in Massachusetts works roughly 44 hours a month to cover Lowell's median rent of $2,316.

Where is rent cheaper than Lowell for a registered nurse?

Nearby Massachusetts cities with lower median rent include Clinton ($2,313/mo), Northampton ($2,312/mo), Northampton ($2,310/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Lowell, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.