Can A Registered Nurse Afford Rent in Frederick, MD?

Comfortably affordable — rent takes 25.8% of gross income.

Frederick rent: July 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Frederick median rent
$2,196/mo
Registered Nurse salary (Maryland)
$102,038/yr
Rent as % of income
25.8%
Gross monthly income works out to about $8,503, and the 30% rule supports up to $2,551/mo in rent. Frederick's median rent of $2,196 leaves roughly $355/mo of headroom under that threshold. A registered nurse works roughly 44.8 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These Maryland cities have lower median rent than Frederick, which improves the affordability math on a registered nurse salary:

Greenbelt, MD
$2,194/mo (25.8% of income)
Annapolis, MD
$2,193/mo (25.8% of income)
Montgomery Village, MD
$2,193/mo (25.8% of income)

Compare with full rent data for Frederick

View full rent data for Frederick, MD

Frequently asked questions

Can a registered nurse afford rent in Frederick, MD?

Median rent in Frederick is $2,196 a month. A typical registered nurse in Maryland earns about $102,038 a year, which makes that rent 25.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a registered nurse afford in Frederick?

Using the 30% rule, a registered nurse salary in Maryland (~$102,038/yr) supports up to $2,551 a month in rent. Frederick's current median rent is $2,196/mo, which leaves a $355/mo buffer.

How many hours does a registered nurse work to cover rent in Frederick?

At an hourly equivalent of about $49 an hour, a registered nurse in Maryland works roughly 44.8 hours a month to cover Frederick's median rent of $2,196.

Where is rent cheaper than Frederick for a registered nurse?

Nearby Maryland cities with lower median rent include Greenbelt ($2,194/mo), Annapolis ($2,193/mo), Montgomery Village ($2,193/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Frederick, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.