Can A Registered Nurse Afford Rent in Surf City, NC?
Stretched but workable — rent takes 30.6% of gross income.
Surf City rent: June 2026. Salary: BLS OEWS May 2024 (North Carolina state estimate).
About rent and a registered nurse salary
Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.
Cheaper rent nearby
These North Carolina cities have lower median rent than Surf City, which improves the affordability math on a registered nurse salary:
Compare with full rent data for Surf City
View full rent data for Surf City, NC →Frequently asked questions
Can a registered nurse afford rent in Surf City, NC?
Median rent in Surf City is $2,265 a month. A typical registered nurse in North Carolina earns about $88,811 a year, which makes that rent 30.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a registered nurse afford in Surf City?
Using the 30% rule, a registered nurse salary in North Carolina (~$88,811/yr) supports up to $2,220 a month in rent. Surf City's current median rent is $2,265/mo, which is $45/mo over the affordability threshold.
How many hours does a registered nurse work to cover rent in Surf City?
At an hourly equivalent of about $43 an hour, a registered nurse in North Carolina works roughly 53 hours a month to cover Surf City's median rent of $2,265.
Where is rent cheaper than Surf City for a registered nurse?
Nearby North Carolina cities with lower median rent include Waxhaw ($2,263/mo), Advance ($2,262/mo), Waxhaw ($2,261/mo). Each shifts the affordability math materially on a registered nurse salary.