Can A Registered Nurse Afford Rent in Caldwell, NJ?

Stretched but workable — rent takes 31.6% of gross income.

Caldwell rent: August 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Caldwell median rent
$2,788/mo
Registered Nurse salary (New Jersey)
$105,818/yr
Rent as % of income
31.6%
Gross monthly income works out to about $8,818, and the 30% rule supports up to $2,645/mo in rent. Caldwell's median rent of $2,788 exceeds that threshold by $143/mo, putting a registered nurse salary into the rent-burdened range here. A registered nurse works roughly 54.8 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These New Jersey cities have lower median rent than Caldwell, which improves the affordability math on a registered nurse salary:

Edison, NJ
$2,787/mo (31.6% of income)
Parsippany, NJ
$2,785/mo (31.6% of income)
New Brunswick, NJ
$2,784/mo (31.6% of income)

Compare with full rent data for Caldwell

View full rent data for Caldwell, NJ →

Frequently asked questions

Can a registered nurse afford rent in Caldwell, NJ?

Median rent in Caldwell is $2,788 a month. A typical registered nurse in New Jersey earns about $105,818 a year, which makes that rent 31.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a registered nurse afford in Caldwell?

Using the 30% rule, a registered nurse salary in New Jersey (~$105,818/yr) supports up to $2,645 a month in rent. Caldwell's current median rent is $2,788/mo, which is $143/mo over the affordability threshold.

How many hours does a registered nurse work to cover rent in Caldwell?

At an hourly equivalent of about $51 an hour, a registered nurse in New Jersey works roughly 54.8 hours a month to cover Caldwell's median rent of $2,788.

Where is rent cheaper than Caldwell for a registered nurse?

Nearby New Jersey cities with lower median rent include Edison ($2,787/mo), Parsippany ($2,785/mo), New Brunswick ($2,784/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Caldwell, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.