Can A Retail Salesperson Afford Rent in Carmel-by-the-Sea, CA?

Rent-burdened — rent takes 172.3% of gross income.

Carmel-by-the-Sea rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Carmel-by-the-Sea median rent
$6,281/mo
Retail Salesperson salary (California)
$43,743/yr
Rent as % of income
172.3%
Gross monthly income works out to about $3,645, and the 30% rule supports up to $1,094/mo in rent. Carmel-by-the-Sea's median rent of $6,281 exceeds that threshold by $5,187/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 298.7 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These California cities have lower median rent than Carmel-by-the-Sea, which improves the affordability math on a retail salesperson salary:

San Marino, CA
$6,258/mo (171.7% of income)
San Marino, CA
$6,172/mo (169.3% of income)
San Marino, CA
$6,133/mo (168.2% of income)

Compare with full rent data for Carmel-by-the-Sea

View full rent data for Carmel-by-the-Sea, CA

Frequently asked questions

Can a retail salesperson afford rent in Carmel-by-the-Sea, CA?

Median rent in Carmel-by-the-Sea is $6,281 a month. A typical retail salesperson in California earns about $43,743 a year, which makes that rent 172.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Carmel-by-the-Sea?

Using the 30% rule, a retail salesperson salary in California (~$43,743/yr) supports up to $1,094 a month in rent. Carmel-by-the-Sea's current median rent is $6,281/mo, which is $5,187/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Carmel-by-the-Sea?

At an hourly equivalent of about $21 an hour, a retail salesperson in California works roughly 298.7 hours a month to cover Carmel-by-the-Sea's median rent of $6,281.

Where is rent cheaper than Carmel-by-the-Sea for a retail salesperson?

Nearby California cities with lower median rent include San Marino ($6,258/mo), San Marino ($6,172/mo), San Marino ($6,133/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Carmel-by-the-Sea, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.