Can A Retail Salesperson Afford Rent in Hilo, HI?

Rent-burdened — rent takes 62.8% of gross income.

Hilo rent: June 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Hilo median rent
$2,095/mo
Retail Salesperson salary (Hawaii)
$40,036/yr
Rent as % of income
62.8%
Gross monthly income works out to about $3,336, and the 30% rule supports up to $1,001/mo in rent. Hilo's median rent of $2,095 exceeds that threshold by $1,094/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 108.8 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These Hawaii cities have lower median rent than Hilo, which improves the affordability math on a retail salesperson salary:

Wahiawa, HI
$2,093/mo (62.7% of income)
Wahiawa, HI
$2,087/mo (62.6% of income)
Waianae, HI
$2,086/mo (62.5% of income)

Compare with full rent data for Hilo

View full rent data for Hilo, HI

Frequently asked questions

Can a retail salesperson afford rent in Hilo, HI?

Median rent in Hilo is $2,095 a month. A typical retail salesperson in Hawaii earns about $40,036 a year, which makes that rent 62.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Hilo?

Using the 30% rule, a retail salesperson salary in Hawaii (~$40,036/yr) supports up to $1,001 a month in rent. Hilo's current median rent is $2,095/mo, which is $1,094/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Hilo?

At an hourly equivalent of about $19 an hour, a retail salesperson in Hawaii works roughly 108.8 hours a month to cover Hilo's median rent of $2,095.

Where is rent cheaper than Hilo for a retail salesperson?

Nearby Hawaii cities with lower median rent include Wahiawa ($2,093/mo), Wahiawa ($2,087/mo), Waianae ($2,086/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Hilo, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.