Can A Retail Salesperson Afford Rent in Waialua, HI?

Rent-burdened — rent takes 86.7% of gross income.

Waialua rent: July 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Waialua median rent
$2,893/mo
Retail Salesperson salary (Hawaii)
$40,036/yr
Rent as % of income
86.7%
Gross monthly income works out to about $3,336, and the 30% rule supports up to $1,001/mo in rent. Waialua's median rent of $2,893 exceeds that threshold by $1,892/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 150.3 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These Hawaii cities have lower median rent than Waialua, which improves the affordability math on a retail salesperson salary:

Kailua Kona, HI
$2,877/mo (86.2% of income)
Waipahu, HI
$2,876/mo (86.2% of income)
Mililani, HI
$2,870/mo (86% of income)

Compare with full rent data for Waialua

View full rent data for Waialua, HI

Frequently asked questions

Can a retail salesperson afford rent in Waialua, HI?

Median rent in Waialua is $2,893 a month. A typical retail salesperson in Hawaii earns about $40,036 a year, which makes that rent 86.7% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Waialua?

Using the 30% rule, a retail salesperson salary in Hawaii (~$40,036/yr) supports up to $1,001 a month in rent. Waialua's current median rent is $2,893/mo, which is $1,892/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Waialua?

At an hourly equivalent of about $19 an hour, a retail salesperson in Hawaii works roughly 150.3 hours a month to cover Waialua's median rent of $2,893.

Where is rent cheaper than Waialua for a retail salesperson?

Nearby Hawaii cities with lower median rent include Kailua Kona ($2,877/mo), Waipahu ($2,876/mo), Mililani ($2,870/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waialua, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.