Can A Retail Salesperson Afford Rent in Warsaw, IN?

Rent-burdened — rent takes 43.8% of gross income.

Warsaw rent: July 2026. Salary: BLS OEWS May 2024 (Indiana state estimate).

Warsaw median rent
$1,245/mo
Retail Salesperson salary (Indiana)
$34,104/yr
Rent as % of income
43.8%
Gross monthly income works out to about $2,842, and the 30% rule supports up to $853/mo in rent. Warsaw's median rent of $1,245 exceeds that threshold by $392/mo, putting a retail salesperson salary into the rent-burdened range here. A retail salesperson works roughly 75.9 hours a month to cover that rent.

About rent and a retail salesperson salary

Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.

Cheaper rent nearby

These Indiana cities have lower median rent than Warsaw, which improves the affordability math on a retail salesperson salary:

Gary, IN
$1,244/mo (43.8% of income)
Mishawaka, IN
$1,244/mo (43.8% of income)
Gary, IN
$1,243/mo (43.7% of income)

Compare with full rent data for Warsaw

View full rent data for Warsaw, IN

Frequently asked questions

Can a retail salesperson afford rent in Warsaw, IN?

Median rent in Warsaw is $1,245 a month. A typical retail salesperson in Indiana earns about $34,104 a year, which makes that rent 43.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a retail salesperson afford in Warsaw?

Using the 30% rule, a retail salesperson salary in Indiana (~$34,104/yr) supports up to $853 a month in rent. Warsaw's current median rent is $1,245/mo, which is $392/mo over the affordability threshold.

How many hours does a retail salesperson work to cover rent in Warsaw?

At an hourly equivalent of about $16 an hour, a retail salesperson in Indiana works roughly 75.9 hours a month to cover Warsaw's median rent of $1,245.

Where is rent cheaper than Warsaw for a retail salesperson?

Nearby Indiana cities with lower median rent include Gary ($1,244/mo), Mishawaka ($1,244/mo), Gary ($1,243/mo). Each shifts the affordability math materially on a retail salesperson salary.

Methodology: Salary uses the BLS-derived Indiana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Warsaw, IN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.